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The AFO Insurance Scheme with La Playa 

La Playa

“La Playa have once again gone the extra mile for us this summer during our festival, always being available to assist with the inevitable questions and challenges. Thank you!”  Milton Keynes International Festival 

“You have made the transition to your company so straightforward and I would like to thank you for that.” Lymm Festival

The AFO insurance Scheme offers a 20% discount on Festival Portfolio, a specialist policy for festivals.

We have teamed up with specialist insurance broker La Playa to help protect festivals from spiralling insurance premiums, inadequate cover and expensive duplications from maintaining multiple non specialist policies.

Through the AFO insurance scheme, festivals, events and organisations will benefit from savings of up to 20% on premiums (compared to other schemes).

For most members the saving should more than cover your AFO membership fee and in some cases save a great deal more!

AFO Insurance Scheme benefits:

·         A 20% discount on Festival Portfolio for AFO members

·         Comprehensive cover, tailor-made for festivals

·         A broker who understands your organisation

·         Expert professional advice

·         First class service & claims handling

·         Peace of mind: the assurance of being able to get cover, in the safe hands of a highly experienced broker

La Playa have negotiated preferential liability rates for AFO members (based upon a 3 day festival):

Audience No’s

(max. per day)

Public Liability

Limit of indemnity £2m

Public Liability

Limit of indemnity £5m

Employers Liability

Limit of indemnity  £10m

(up to 100 volunteers)













These premiums are inclusive of insurance premium tax @ 9.5% and the AFO membership discount.

Other covers available under the Festival Portfolio policy include equipment both owned and hired in, office contents, laptops, money, Revenue Protection, Trustee Liability, Legal Expenses, Terrorism and Professional Indemnity. 

 How do I get a quote?

Just contact Sonia Maio at La Playa. If you prefer, do complete a factfind and email direct to Sonia.

She will start preparing your quotation while you contact AFO to arrange your membership.

T: +44 (0)1223 200670 W:

Cancellation Insurance 

Does the thought of event cancellation or the loss of a key performer bring out a cold sweat? What would you do in the event of fire or storm, or transport delays of your Headline act (bad weather, mechanical breakdown or strike)? All could mean major disruption to your event. With Cancellation Insurance you can protect income that depends on the event going ahead, or just cover specific costs such as venue hire, artist accommodation, travel and marketing. Even if it's a free event with no ticket revenue at stake, Cancellation Insurance can cover incurred expenditure. It’s is infinitely flexible, and can be customised to your needs. Get in touch today for a free consultation or complete the forms.

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